What Is an Excess and Do You Always Have to Pay It?

Most drivers know they have an excess on their insurance policy — but far fewer understand when they actually have to pay it, and when they don't. On a non-fault accident, your excess should never come out of your pocket. On a fault claim, there are still options. WAMS has been protecting drivers' excesses for over 18 years, and the answer is almost always simpler than people expect.

Don't pay your excess before speaking to us. Call WAMS on 01942 808688 — there may be nothing to pay at all.