<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[WAMS Services]]></title><description><![CDATA[WAMS Services]]></description><link>https://www.wamservices.co.uk/blog-1</link><generator>RSS for Node</generator><lastBuildDate>Tue, 16 Jun 2026 02:33:41 GMT</lastBuildDate><atom:link href="https://www.wamservices.co.uk/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[What Is an Excess and Do You Always Have to Pay It?]]></title><description><![CDATA[Most drivers know they have an excess on their insurance policy — but far fewer understand when they actually have to pay it, and when they don't. On a non-fault accident, your excess should never come out of your pocket. On a fault claim, there are still options. WAMS has been protecting drivers' excesses for over 18 years, and the answer is almost always simpler than people expect. Don't pay your excess before speaking to us. Call WAMS on 01942 808688 — there may be nothing to pay at all.]]></description><link>https://www.wamservices.co.uk/post/what-is-an-excess-and-do-you-always-have-to-pay-it</link><guid isPermaLink="false">6a26d43ebcf454bfefdb5280</guid><pubDate>Mon, 08 Jun 2026 14:40:29 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/de5e42_ff68fe020e6c46ce85aaef1b45b1d5ff~mv2.jpeg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Shaun Tierney</dc:creator></item><item><title><![CDATA[Do You Have to Use Your Insurer's Approved Repairer?]]></title><description><![CDATA[After an accident, most insurers will direct you straight to their approved repairer. It sounds straightforward — but their approved repairer works for them, not for you. Turnaround times, repair quality and the parts used are all decisions made in the insurer's interest. The good news is you have a legal right to choose where your vehicle is repaired, and WAMS can support that choice or arrange a better alternative. Want repairs done on your terms? Call WAMS on 01942 808688.]]></description><link>https://www.wamservices.co.uk/post/do-you-have-to-use-your-insurer-s-approved-repairer</link><guid isPermaLink="false">6a26d3b2579005354a9be418</guid><pubDate>Mon, 08 Jun 2026 14:37:57 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/de5e42_621e8b5c9ee7418f8b5478c7d2ed5d71~mv2.jpeg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Shaun Tierney</dc:creator></item><item><title><![CDATA[What to Do in the First 24 Hours After a Road Accident]]></title><description><![CDATA[The moments after a road accident are stressful. Your instinct might be to call your insurer straight away — but that decision, made in the first few minutes, can affect your excess, your no claims discount and how quickly your vehicle gets repaired. Here's what WAMS recommends doing in the first 24 hours to protect yourself from the start. Had an accident? Call WAMS on 01942 808688 — we'll take it from here.]]></description><link>https://www.wamservices.co.uk/post/what-to-do-in-the-first-24-hours-after-a-road-accident</link><guid isPermaLink="false">6a26d34c7af0f73356984316</guid><pubDate>Mon, 08 Jun 2026 14:36:15 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/de5e42_74d5bc7019ee4317be33e68b45d177f5~mv2.jpeg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Shaun Tierney</dc:creator></item></channel></rss>